Group Life Calculator
Calculate Group Term Life costs for your company
Total employees in organization
⚠️ Employee count must be within SMB (101-200)
Voluntary Benefits Calculator
Calculate costs for Accident, Hospital Indemnity, and Critical Illness insurance
Total employees in organization
⚠️ Employee count must be within SMB (101-200)
Coverage Options
Select the coverage level for each voluntary benefit
$1,000 + $300/day
$5k lump sum
Standard coverage
Portfolio Age
Adjust the average age of your workforce to see how it affects pricing
Participation Rates (Take-up %)
Adjust participation rates for voluntary benefits to model adoption scenarios
Coverage Details
Comprehensive technical specifications and key characteristics of each coverage type
Key Findings
Price Validation
Expected price ranges are well aligned with Florida's real market. Hospital Indemnity and Accident Insurance are fully validated.
Market research
The voluntary benefits market is in constant growth. Age is the most significant price factor, especially in Critical Illness.
Regulatory
Florida offers a flexible regulatory environment with fewer mandatory benefits, allowing greater flexibility in package design.
Leading Carriers
Aflac, Florida Blue, MetLife, Guardian, and Prudential are the leading providers in Florida's market.
Employee Voluntary Benefits Quotation
Get your personalized quote based on your age and selected coverage plans
Your Age
Select Your Coverage Plans
Choose the coverage options you want to include in your quote
LATAM Life Insurance Quoting
Quote individual life insurance coverage by country with 100% payroll basis
Note: All quotations are based on 100% of payroll (entire employee population).
Min: $456.3
Max: $27,378
Leading Carriers
Major insurance carriers serving the Florida employee benefits market
Aflac
STRENGTHS
- •Voluntary benefits leader
- •Strong accident coverage
- •Excellent claim processing
MARKET PRESENCE
Nationwide, strong in Florida
PRODUCTS
Florida Blue
STRENGTHS
- •Regional expertise
- •Integrated health solutions
- •Local market knowledge
MARKET PRESENCE
Florida-based, extensive local network
PRODUCTS
MetLife
STRENGTHS
- •Global scale
- •Comprehensive product suite
- •Digital innovation
MARKET PRESENCE
Nationwide presence, major Florida operations
PRODUCTS
Guardian
STRENGTHS
- •Specialized life insurance
- •Strong underwriting
- •Broker support
MARKET PRESENCE
Nationwide, growing Florida presence
PRODUCTS
Prudential
STRENGTHS
- •Diversified product portfolio
- •Financial strength
- •Digital tools
MARKET PRESENCE
Nationwide, significant Florida market share
PRODUCTS
Colonial Life
STRENGTHS
- •Voluntary benefits specialist
- •Accident and critical illness focus
- •Strong broker relationships
MARKET PRESENCE
Nationwide, significant Florida operations
PRODUCTS